Swissquote Elite Private Account

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Prepaid card

Swissquote Elite Private Account

  • Online checkings account & debit card

  • Travel insurance

  • Concierge service & premium hotline

  • Direct online application
General information:

Premium multi-currency account (13 currencies) from Swissquote.
The 13 currencies are: CHF, USD, EUR, GBP, JPY, AUD, CAD, SEK, HKD, NOK, DKK, AED and SGD.

Persons with residence in Switzerland, Germany, Belgium, Italy, France, Malta, Austria, Liechtenstein, Spain, Monaco, Greece, South Africa, United Arab Emirates, Cyprus and the United Kingdom can benefit from a physical debit card with the Bright or Elite package.

Various insurances: Travel insurance, baggage insurance, international health insurance.
Concierge service, VIP events, premium hotline. 

No surcharges are levied for card payments (online or in-store). SEPA payments are free of charge. Non-SEPA payments: different costs (depending on currency).
Currency exchange in 13 currencies: 0% up to CHF 5000 per month, for higher amounts 0.25% per transaction.
Currency exchange for all other currencies: Mastercard rate + 1.5%.
Paper account statement not possible.
The annual account statement (online) is free of charge, physical statements cost CHF 25 per statement.
The tax statement costs CHF 85.
Cash withdrawals at ATMs abroad: 5 withdrawals per month free of charge, then CHF 4.9 per withdrawal.

Age:
For individuals from the age of 18.
Account type:
Online Account
Currency:
CHF
Interest rate:
0% per year.
Withdrawals:
Withdrawals up to CHF 25,000 per month are allowed without notice. There is a notice period of 3 months for higher amounts.
Account opening:
The account opening is free of charge.
Account management:
The account management is free of charge.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are free of charge.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 10.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: The annual fee is CHF 468.00.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: Purchases in foreign currencies are free of charge.
Cash withdrawal Switzerland:

Cash withdrawals at all ATMs in Switzerland in Swiss francs (CHF): 5 withdrawals per month free of charge, then CHF 1.9 per withdrawal.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.90.
Special services:
Debit Mastercard

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
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Special Offer: CHF 42.90/m

Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series