UBS banking package for students. Included in the package: UBS private account, UBS youth savings account (several possible), UBS Debit Mastercard or UBS Visa Debit, UBS prepaid card or credit card, UBS Online Services with UBS e-banking and UBS Mobile Services. Module for cash withdrawals Switzerland: Costs an additional CHF 2 per month (free of charge for the first 6 months). 2 cash withdrawals per month at Swiss third-party ATMs in CHF are included. Module for cash withdrawals worldwide: Costs an additional CHF 5 per month (free of charge for the first 6 months). 4 CHF withdrawals per month at third-party ATMs in Switzerland, 2 cash withdrawals abroad per month are included. Each additional cash withdrawal at ATMs of other banks costs CHF 2 in Switzerland or CHF 5 abroad.
Term of the bank package: maximum 2 years.
For others, the account management costs CHF 96.00 per year.
In the first year, there is a discount on the account management fee:
For customers exclusively using online banking, the account management costs CHF 24.00 in the first year.
For others, the account management in the first year costs CHF 48.00.
Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.
Per cash withdrawal abroad, there is a fee of CHF 5.00.
From CHF 50,000: 0.3% per year.
withdrawals:
Withdrawals up to CHF 50,000 per year are allowed without notice.
6 withdrawals per year are free of charge, additional withdrawals cost CHF 5 per withdrawal.
There is a notice period of 3 months for larger amounts.
Different credit cards available, for instance Mastercard Silber / Visa Classic. Annual fee included.
Purchase abroad in foreign curency:
KeyClub Bonus Program: 50 KeyClub points as a welcome gift. Cashless payments with the UBS Prepaid Card: 5 points per semester for at least 10 payments. Spending with UBS prepaid / credit cards: 1 point per CHF 100 (max. 10 KeyClub points per quarter).
interest rate:
