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UBS key4 Mastercard Prepaid

Prepaid card
No/low annual fees in the bank package
With bonus points

General

Card network

Mastercard

Card type

Prepaid

Currency

CHF

General information

More favorable exchange rate: Mastercard rate + 0.5%.
Maximum upload: CHF 10,000.
The replacement card is free of charge when ordered via UBS E-Banking or the UBS Mobile Banking app.

General conditions

In order to get the card, you need an account with the same bank.

Customer satisfaction

General satisfaction 8.1/10 (Very good)

Helpfulness 8.1/10 (Very good)

Product information 7.9/10 (Good)

Assistance 8.1/10 (Very good)

Costs

Annual fee

Without bank package: CHF 50 in the first year, CHF 100 in subsequent years. The annual fee may be waived or lower depending on the bank package.

Aufladegebühr

There is no reloading fee.

Additional cards

No additional cards.

Card loss

A replacement card costs CHF 20.00.

Purchase abroad in foreign currency

Purchases abroad or online in foreign currencies are free of charge.

Exchange rate markup

0.821% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 0%.

Services

Mobile payments

Apple Pay, Google Pay, Samsung Pay, Garmin Pay

General coverage

24-hour service, Contactless payments, Mobile-App, Online-Tool

Bonus points / cash-back

In UBS key4 banking, individuals over the age of 26 cannot earn KeyClub points using the UBS Prepaid Card.
Young people and students: 5 points per semester for at least 10 payments. Spending with UBS prepaid / credit cards: 1 point per CHF 100 turnover (maximum 10 KeyClub points per quarter).