General information:
Standard private account of UBS. Special conditions for individuals may apply with total assets of at least CHF 10,000, UBS banking packages, with a mortgage at UBS or a construction financing.
Account management is also possible in EUR (from the age of 12).
Age:
For individuals from the age of 20.
Account type:
Standard Account
Currency:
CHF
Interest rate:
0% per year.
Withdrawals:
There is no withdrawal limit.
Account opening:
The account opening is free of charge.
Account management:
If total assets of at least CHF 10,000 or with a UBS mortgage or construction financing: CHF 3 per month with e-documents, CHF 7 per month without e-documents. If total assets equal less than CHF 10,000 (no UBS mortgage, no construction financing): CHF 5 per month with e-documents, CHF 9 per month without e-documents.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
The costs for electronic payment orders in CHF within Switzerland for customers with total assets at the bank up to CHF CHF 10,000: fee of CHF 0.30 per payment order.
With total assets at the bank above CHF 10,000: electronic payment orders in CHF are free of charge.
With total assets at the bank above CHF 10,000: electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 0.30 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) wihin Switzerland for customers with total assets at the bank up to CHF 10,000: Fee of CHF 0.30 per order.
With total assets at the bank above CHF 10,000, the electronic payment orders in CHF wihin Switzerland are free of charge.
With total assets at the bank above CHF 10,000, the electronic payment orders in CHF wihin Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland for customers with total assets at the bank up to CHF 10,000: fee of CHF 0.30 per order.
With total assets at the bank above CHF 10,000, electronic standing orders within Switzerland are free of charge.
With total assets at the bank above CHF 10,000, electronic standing orders within Switzerland are free of charge.
Annual fee debit card:
Debit card: The annual fee is CHF 50.00.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount with a minimum of CHF 1.00.
Cash withdrawal Switzerland:
Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Free of charge at Credit Suisse and UBS ATMs.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Special services:
Debit Mastercard, Visa Debit, Mobile banking, Online banking
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