Valiant Lila Set

Standard banking package for individuals

General information:

Banking package of Valiant. Provides customers with private account, savings account (several possible), Debit Mastercard, online banking and mobile banking, pillar 3a and credit card.
During the period between your 28th and 29th birthday: 50% discount on option prices.

Age:

For individuals from the age of 28.

Currencies:

CHF

Package / account management fee:

Online account management is free of charge. Surcharge for paper documents: CHF 3 per month.
Comfort module additional charge (withdraw cash worldwide free of charge with the Debit Mastercard, additional private accounts, second card for the Debit Mastercard): CHF 4 per month.

Private account interest rate:

0% per year.

Account opening:

The account opening is free of charge.

Closing of account:

The closing of account is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 2.00 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Savings account interest rate:

Up to CHF 50,000: 0.05% per year.
From CHF 50,000: 0% per year.

Savings account
withdrawals:

Withdrawals up to CHF 25,000.00 per month are allowed without notice. There is a notice period of one month for higher amounts.

Credit card:

The silver credit card costs an additional CHF 36 per year. A second card is included on request.

Credit card
Purchase abroad in foreign curency:

For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.

Reward program:

Surprize bonus program by Viseca for credit cards (1 point per CHF 1 turnover, 10,000 welcome points).