Visana HMO plus
-
HMO model
General
General information:
Health insurance model:
HMO model: As an HMO policy holder, you are required to get medical consultation from a doctor at an eligible HMO center before receiving further treatment. Your HMO center may then refer you to specialists, therapists or hospitals. A primary consultation from an HMO center is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.
Choice of doctor:
Your choice of general practitioners is limited to doctors at HMO health centers which partner with Visana.
Pharmacy choice:
You get free choice of pharmacy
Number of policyholders:
A total of 659,892 people hold compulsory health insurance policies from Visana.
Additional child-discount:
Visana provides additional premium reductions from the third child onwards.
Administrative costs:
4.8% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 212 (as per the most recent BAG data).
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