General
General information
Not specified.
General conditions
In order to get the card, you need an account with the same bank.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances not possible.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.
Costs
Annual fee
The annual fee is CHF 200.00.
Paper invoice
The monthly paper invoice costs CHF 2.00.
Additional cards
Up to 2 additional cards. Annual fee for additional card: CHF 25.
Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
1.746% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service
Car rental discounts
Up to 15% discount on non-prepaid standard rentals from Hertz.
Various vouchers & discounts
MyWine: Discounted offers and money-back guarantee.
Insurance: death & disability
Transport accident insurance: Coverage of up to 500,000 Swiss francs per incident and person in the event of death or permanent disability.
Insurance: rescue & repatriation
Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and person.
Insurance: cancellation & assistance
Coverage of up to 20,000 Swiss francs for trip cancellations and up to 15,000 francs for trip interruptions (for trips up to 90 days).
Insurance: medical expenses
Coverage of up to 250,000 Swiss francs of medical expenses per incident (for trips up to 90 days).
The "Medical expenses" insurance coverage applies exclusively to insured persons up to the age of 81.
Insurance: car rental
Collision and loss damage waiver up to 10,000 Swiss francs.
Insurance: luggage
Up to 5000 Swiss francs per event are paid in case of theft, loss or damage of luggage. In case of luggage delay it is up to 1000 francs per event (for trips up to 90 days).
Insurance: purchase protection
Coverage of up to 1000 Swiss francs per claim.
Insurance: warranty
Warranty extended up to 24 additional months (purchases up to 5000 francs).
Insurance: best price guarantee
Differences between purchase prices and lower offers reimbursed up to 2000 Swiss francs per claim.
