Life Insurance
Allianz fixed-rate mortgage
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Swiss fixed-rate mortgage
General information:
Not specified.
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Investment property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization
Conditions and costs:
Mortgage rates varying depending on various factors.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Semestral / quarterly.
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