Private Accounts
Alternative Bank Current Account
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Standard business account
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Sustainable banking
Business current account.
0% per year.
The rate of debit interest is 10% p.a.
Overdraft fees CHF 20 per reminder.
Unlimited withdrawal options.
Mastercard Business Card Silver: CHF 100 per year (additional card CHF 50 per year).
Mastercard Business Card Gold: CHF 170 per year (additional card CHF 85 per year).
Nonrecurring costs of capital payment account for GmbH or AG: CHF 200. CHF 500, if capital does not remain with Alternative Bank after payment is completed.
Account opening: free of charge.
Account management costs: CHF 60 per year.
CHF 0.10 for each in- or outgoing payment.
Close-out of account: CHF 10.
Statements of account: monthly free of charge. Mail: Postal fees.
Account closure: free of charge.
Incoming payment (Switzerland): CHF 0.10.
Electronic payment order (Switzerland): CHF 0.10.
Electronic payment order (abroad): SEPA EUR payments CHF 6.10; other payments (non-SEPA) and currencies CHF 10.10.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): CHF 0.10.
Payment by direct debit (LSV): CHF 0.10.
Debit Mastercard: CHF 40 per year.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: CHF 1.50 per purchase.
No own ATMs.
Cash withdrawal at ATMs of other banks in CHF: free of charge up to 10 withdrawals per month, then CHF 3.
Cash withdrawal abroad: CHF 5 in addition to foreign exchange rates.
Online expense management with eXpense.
Business account (current account) of Alternative Bank (ABS).
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Swiss online bank with FINMA license
Alpian
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Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
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Online private account with debit card
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No account fees
Banking partner: Swissquote & Postfinance
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