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Assura Optima Varia

Inpatient insurance semi-private ward

General

General information:

Acceptance not guaranteed. Health check by Assura beforehand.
Limitation of cost sharing for treatment costs (maximum CHF 300 per day) and accommodation costs (maximum CHF 200 per day) incurred in non-recognized facilities.

Model:

Semi-private ward

Choice of hospital and doctor:

Free choice of doctor in the semi-private ward of all Assura-approved hospital facilities throughout Switzerland.

Notice period:

Minimum contract term 3 years if it came into force on January 1, otherwise 2 years. The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age and place of residence.
The last age class change is at age 91.

Selection of relevant Swiss hospitals:

Hirslanden La Colline, Hirslanden Bois-Cerf, Hirslanden Cecil, Merian Iselin, Clinique Générale-Beaulieu, Klinik Pyramide am See, Klinik Bethesda, SMN Clinica Ars Medica, SMN Clinica Sant'Anna, SMN Clinique Générale, SMN Clinique Montbrillant, SMN Clinique Valmont, SMN Clinique de Genolier, SMN Clinique de Montchoisi, SMN Clinique de Valère, SMN Hôpital de la Providence, SMN Privatklinik Bethanien, SMN Privatklinik Lindberg, SMN Privatklinik Obach, SMN Privatklinik Villa im Park

Spa and convalescent therapy:

Not specified.

Maternity:

No coverage.

Rooming in:

No coverage.

Home help:

No coverage.

Home care:

No coverage.

Emergency transport costs:

Covered according to assistance conditions for tourists (trips up to 45 days).

Search and rescue costs:

In accordance with the assistance conditions for tourists, Assura will cover search and rescue costs up to CHF 10,000. Skiing accidents: costs for the ski patrol, up to CHF 300.

Repatriation:

Covered according to assistance conditions for tourists.

Hospital abroad:

In case of elective treatments: covered if accepted by Assura. Emergency treatments: covered if not exceeding Swiss tariffs.

Rehabilitation stationary:

Not specified.

Psychiatry:

Not specified.

Additional services:

Compensation of CHF 100 per day if treated in general ward (up to CHF 1000 per hospital stay). Coverage of costs for special care up to CHF 500 per calendar year.