Private Accounts
Baloise fixed-rate mortgage
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Swiss fixed-rate mortgage
Savings of 0.4% on the mortgage interest rate possible (start-up bonus 0.25%, insurance bonus 0.1%, investment bonus 0.05%). If the insurance and investment solutions are used less, the interest rate increases accordingly.
Fixed-rate mortgage 2 years: 2.22%
Fixed-rate mortgage 3 years: 2.22%
Fixed-rate mortgage 4 years: 2.23%
Fixed-rate mortgage 5 years: 2.25%
Fixed-rate mortgage 6 years: 2.28%
Fixed-rate mortgage 7 years: 2.31%
Fixed-rate mortgage 8 years: 2.34%
Fixed-rate mortgage 9 years: 2.36%
Fixed-rate mortgage 10 years: 2.38%
No mortgages for construction land.
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Direct amortization is not available.
Indirect amortization is available.
The interest must be paid quarterly.