Private Accounts
BPS fixed-rate mortgage
-
Swiss fixed-rate mortgage
General information:
Not specified.
Indicative mortgage rates (in %):
Fixed-rate mortgage 1 year: 2.4%
Fixed-rate mortgage 2 years: 2.3%
Fixed-rate mortgage 3 years: 2.25%
Fixed-rate mortgage 4 years: 2.3%
Fixed-rate mortgage 5 years: 2.3%
Fixed-rate mortgage 6 years: 2.3%
Fixed-rate mortgage 7 years: 2.35%
Fixed-rate mortgage 8 years: 2.35%
Fixed-rate mortgage 9 years: 2.4%
Fixed-rate mortgage 10 years: 2.4%
Update:
04/16/2024
Minimum amount:
CHF 100,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
Not specified.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Interest payments are to be made semi-annually.
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