BANK-now CREDIT-now Personal Loan

Request a non-binding free quote without affecting your ZEK credit history.

Residence in Switzerland mandatory, no more than one debt collection in the last three years.

For persons who have been homeowners for at least 6 months, there is a more favourable interest rate from 4.9% (maximum 7.9%).

New contracts, increases in existing credits, repayment of existing loans.

Swiss citizenship or foreigners with a valid permit B, C, G, L or Diplomat. Permit G is only accepted in a branch office, not online. Permit B must be valid for at least two years.

Regular income and not under notice of resignation. Can also be self-employed if in business for at least 2 years. Temporary employees receive a loan only if they have been employed for at least 12 months. Minimum net salary: CHF 3000 per month.

The last 3 wage slips and a copy of an ID (for example: passport, identity card).

BANK-now is part of the UBS Group. The interest rate may vary according to the customer's credit-wothiness.

Additional insurance in case of unemployment available for an extra fee. In the event of total disability, the outstanding debt will be covered up to CHF 100,000.

The monthly loan payment can be put off twice free of charge.