BANK-now CREDIT-now Personal Loan

Request a non-binding free quote without affecting your ZEK credit history.

Residence in Switzerland mandatory, have no more than one debt collection.

For persons who have been homeowners for at least 6 months, there is a more favourable interest rate from 5.9% (maximum 10.5%).

New contracts, increases in existing credits, loan repayments.

Swiss citizenship or foreigners with a valid permit B, C, G or Diplomat. Permit G is only accepted in a branch office, not online. Permit B must be valid for at least one year.

Regular income and not under notice of resignation. Can also be self-employed if in business for at least 1 year. As a rule, no loans to housewives without permanent employment or temporary employees. Employment in probationary period usually also not possible. Minimum net salary: CHF 3000 per month.

The last 3 wage slips and a copy of an ID (for example: passport, identity card).

BANK-now is part of the UBS Group. The interest rate may vary according to the customer's credit-wothiness.

Additional insurance in case of unemployment available for an extra fee.