BCJ Personal loan

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Private Accounts

BCJ Personal loan

  • Account at BCJ mandatory

General conditions:

Bank account at BCJ mandatory.

Min. effective interest rate:
3.9%
Max. effective interest rate:
5.9%
Minimum amount of loan:
CHF 500
Max. amount of loan:
CHF 40,000
Minimum duration:
12 months
Maximum duration:
48 months
Minimum age:
18 years
Maximum age:
Not specified.
Special services:
No residual debt in case of death, Early repayment
Type of loan:

New contracts, increases in existing credits, repayment of existing loans.

Residence permit:

Swiss citizenship or foreigners with a valid permit B or C.

Employment:

Employment with a regular income.

Documents:

Salary statements for the past 3 months, ID, debt collection statement and loan contract statement in the event of a refinancing.

General information:

Loan by the Cantonal bank of Jura. Loan interest rate may vary depending on the term.


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Special offers for Moneyland users

Moneyland Special Offers

Swiss private banking expertise

Personal wealth management

  • Up to CHF 100 welcome bonus

  • Free and convenient video call

  • An investment strategy tailored to your goals

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Swiss Trading Platform

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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

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Swiss private banking expertise

Personal wealth management

Up to CHF 100 welcome bonus