Private Accounts

BCVS Savings Account Plus

  • Savings account with interest bonus

  • For private individuals, clubs, societies and associations

General information:

For private individuals, clubs, societies and non-profit associations.
Maximum deposit CHF 200'000.
Not suitable for payment services.
If the account limit is less than CHF 5000, the account management is not free of charge.
Maximum 1 account per client.

Age:
For individuals from the age of 18.
Account type:
Interest growth savings account
Currency:
CHF
Interest rate:

Up to CHF 200,000 (without withdrawals): 1. year: 0%. 2. year: 0.05%. 3. year: 0.1%. 4. year: 0.15%. In the case of a cash withdrawal, the interest rate drops by one level. In level 4, one cash withdrawal per year is possible without loss of level. Above CHF 200,000: Interest rates of the savings account. 

Withdrawals:

Withdrawal possibilty: CHF 10,000 per year. Larger amounts are subject to a notice period of 90 days. With each withdrawal, the interest rate is reduced by one level. At the 4th level, one withdrawal per year is possible without downgrade.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
The minimum deposit is CHF 5000.

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