Private Accounts

BCVS Savings Account Plus

  • Savings account with interest bonus

General information:

Not suitable for payment services. If the account limit is less than CHF 5000, the account management is not free of charge.
Maximum 1 account per client.

Age:
For individuals from the age of 18.
Account type:
Interest growth savings account
Currency:
CHF
Interest rate:

Up to CHF 200,000 (without withdrawals): 1. year: 0.9%. 2. year: 0.95%. 3. year: 1%. 4. year: 1.05%. In case of a withdrawal, there is no interest growth. Above CHF 200,000: Interest rates of the savings account. 

Withdrawals:

Withdrawal possibilty: CHF 50,000 per year. Larger amounts are subject to a notice period of 1 month. With each withdrawal, the interest rate is reduced by one level. At the 4th level, one withdrawal per year is possible without downgrade.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
The minimum deposit is CHF 5000.