Private Accounts

BCVS Youth Savings Account

  • Youth savings account

General information:

The youth savings account can be opened by the legal guardian(s) or by the child him/herself.
Not suitable for payment services. 
Up to 24 debits per year free of charge, above CHF 1.50 per debit.

Age:
For individuals up to the age of 20.
Account type:
Youth savings account
Currency:
CHF
Interest rate:
Up to CHF 20,000: 0.5% per year.
From CHF 20,000 to CHF 250,000: 0.025% per year.
From CHF 250,000 to CHF 500,000: 0.01% per year.
From CHF 500,000: 0% per year.
Withdrawals:

From the age of majority of the holder: Withdrawal possibilty: CHF 50,000 per year. Larger amounts are subject to a notice period of 1 month.

Account opening fee:
The account opening is free of charge.
Account management costs:
The account management is free of charge.
Closing of account fee:
The closing of account is free of charge.
Termination of banking relationship:
Not specified.
Minimum deposit:
Not specified.

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