Call deposit

Call deposits are short-term investments that can facilitate flexible cash management.

Unlike fixed-term deposits, call deposits have neither a fixed maturity nor a fixed interest rate. The rates can vary depending on the market environment.

Call deposits are secured by the Swiss deposit protection scheme. Call money interests are subject to the Swiss anticipatory tax of 35%.

In contrast to German “Tagesgeld” deposits, Swiss call deposits are only suitable for large deposits. Depending on the bank, the minimum amount of deposits required to open a call deposit account ranges from 250,000 to 1 million Swiss francs, or the U.S. dollar or euro equivalent.

Call money: advantages
+ Short-term investments.
+ Call deposits are withdrawable subject to 48-hour notice period.                 

Call money: disadvantages
- High deposit minimums.
- Banks may charge a fee for withdrawal.              

More information:
Fixed-term deposits

Online trading brokers in comparison

Find the cheapest online broker now

Compare now
Trading platforms

Brokers with low fees

Swiss Broker

FlowBank

  • Swiss online bank

  • No additional exchange charges

  • No transaction fees for Swiss equities

Get a free quote now
Swiss Broker

Saxo Bank Switzerland

  • Swiss online bank

  • Favorable prices stock trading

  • High account interest rates

Request a personal contact
Swiss Broker

Cornèrtrader

  • Swiss online bank

  • No custody fees for stocks

  • Free market research and trading signals

Get a free quote now
Wealth managers in comparison

Find the most favorable wealth management now

Compare now for free
Expert Benjamin Manz
Benjamin Manz is CEO of moneyland.ch and an independent expert on banking and finance.

Information

About moneyland.ch

 

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 100 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs. The guarantee of independence applies.

Company
Users
Banks & Telecom
Insurance & Pensions
SSL
Swiss Made Logo

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us