Credit Cards

Cembra Medium-Term Notes

  • Swiss bank: Medium-term note

  • No fees.

General information:

Investment amount exceeding the maximum deposit on request.

Type:
Medium-term note
Currency:
CHF
Country of host bank:
Switzerland
Interest rates for different terms:

2 years: 0.7%

3 years: 0.75%

4 years: 0.9%

5 years: 1%

6 years: 1.05%

7 years: 1.1%

8 years: 1.15%

9 years: 1.15%

10 years: 1.2%

Interest payments:

Annual interest payment.

Costs :
The opening of a Flex savings account is mandatory. Interest income payments and capital repayments at the end of the contract are made to this account. There are no fees for deposits or transfers. There are no account booking or balancing fees. In the event of early termination, an early termination fee of 2% of the principal amount will be charged plus any refinancing costs.
Minimum amount:
CHF 20,000
Maximum amount:
CHF 1,000,000
Denomination:

Has to be CHF 1000 or a multiple thereof.


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  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

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  • Free expert research and trading signals

Swiss Trading Platform

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  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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