Cembra Medium-Term Notes

Investment amount exceeding the maximum deposit on request.

Medium-term note

CHF

Switzerland

2 years: 0.85%

3 years: 1%

4 years: 1%

5 years: 1%

6 years: 1.05%

7 years: 1.1%

8 years: 1.15%

9 years: 1.15%

10 years: 1.2%

Annual interest payment.

The opening of a Flex savings account is mandatory. Interest income payments and capital repayments at the end of the contract are made to this account. There are no fees for deposits or transfers. There are no account booking or balancing fees. In the event of early termination, an early termination fee of 2% of the principal amount will be charged plus any refinancing costs.

CHF 20,000

CHF 1,000,000

Has to be CHF 1000 or a multiple thereof.