Cembra Cash Loan

Attention: The interest rate may vary depending on creditworthiness.
Residence in Switzerland is mandatory.
No open debt collection cases or garnishments.
Minimum loan amount: in-branch CHF 500, online CHF 1000.
Minimum loan term: online 12 months, in-branch 6 months.

New contracts, increases in existing credits, repayment of existing loans.

Swiss citizenship, foreigners with a valid permit B or C as well as diplomats. 

Regular employees only. Temporary employees receive a loan only if they have been employed for at least 6 months. Loans cannot be offered to students or unemployed individuals, as a primary source of income is required; however, unemployment benefits, pension fund payments, IV benefits and AHV pensions are considered supplementary income. Minimum wage of 2500 Swiss francs net per month.

Wage slip and a copy of an ID (for example: passport, identity card). For foreigners additionally: copy of foreigner's identity card. Further documents can be requested: Evidence of housing situation, employment situation, financial situation or previous loans.

Cembra Money Bank is one of the Swiss market leaders of personal loans.

In the event of death, insurance of the remaining debt up to CHF 60,000.
In the event of total disability, the outstanding debt will be covered up to CHF 65,000 (about payment protection insurance, subject to a fee).
Capital repayment possible at any time for a fee of CHF 150.
Cembra Money Bank assures the complete exemption of interest on the unclaimed credit period.