Central Bank Money

The term central bank money is synonymous with the term base money. It denotes money which is generated by a central bank (like the Swiss National Bank) or a monetary authority.

Central bank money is the opposite of the terms commercial bank money and book money which denote the portion of currency composed of bank balances and loans generated by commercial banks through fractional reserve systems.

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Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.
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Current Offers From Banks

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Managed Premium

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  • Up to CHF 100 investment fee credit

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Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

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Learn more now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
For more comfort in everyday life and exclusive travel benefits

UBS Gold Credit Card

  • High card limit for more flexibility

  • Premium travel insurance included

  • Earn valuable KeyClub points with every payment

Learn more now
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Current Offers

Free credit card

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  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

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  • Access to more than 3 million products (shares, ETFs, crypto and more)

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Managed Premium

Managed by Alpian

  • Up to CHF 100 investment fee credit

  • Customized portfolios

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Free Credit Card

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Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Find out more

Current Offers

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Managed Premium

Managed by Alpian

  • Up to CHF 100 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Learn more for free
Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee

Learn more now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
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