christmans presents saving tips.
Everyday Money

Christmas Presents: How to Give Great Gifts Without Breaking the Bank

November 20, 2025 - Daniel Dreier

Follow these simple tips to gift great presents without unnecessary spending.

Giving gifts on Christmas may be a popular and enjoyable tradition, but it often comes with overspending. If you find yourself struggling to wow your friends and family without burning a hole in your pocketbook, take a look at these simple tips from moneyland.ch for inspiration.

1. Plan ahead

Rushing into a store or market on Christmas Eve does not give you time to shop for deals. It also severely limits your options for cool but cheap presents. Give yourself at least a week to plan and prepare gifts. If you are a real forward thinker, you can even use the after-Christmas sales to pick up next year’s presents at half-price.

2. Take time to think

Tossing a box of chocolates or a fancy drink into your cart is easy, but not exactly original and in many cases wasted money. Take a long moment to think about the person you are getting a gift for. What are they like, and what do they enjoy or value? Doing this can help you get a lot more smiles (or laughs) for your money.

3. Gift time

If you have more spare time than money, turn it into savings by gifting that instead. From babysitting to cooking a meal, personal training, or helping with homework, there are dozens of meaningful time-based gifts which will cost you little or no money.

4. Add value to cheap goods

A good joke or other emotional trigger can turn a cheap tin of deodorant or a can of beer into a million-dollar gift, if done right.

5. Become a craftsman for the season

In this world of dime-a-dozen goods pumped out of factories, sipping your coffee from a personalized mug crafted by a friend or wearing a scarf knit by a sibling is a genuine luxury. Giving other people that luxury is as easy as spending a couple francs on raw materials and letting your creativity run wild.

6. Release the artist in you

From comics laced with inside jokes to short stories, poetry, and Picasso-style portraits: Art can cost little or nothing to produce while delivering a wow effect second to none.

7. Discover your love of cooking

One thing which all humans have in common is the need to eat. Like other kinds of handicrafts and art, food provides a unique vehicle for personalized gifts – often at a very small financial cost.

8. Try upcycling

Second-hand stores, classified sites, and flea markets are alive with retro gadgets, antiques, and other curiosities just waiting for someone to give them a second life. Even stuff which most people dump can be upcycled into interesting gifts with a little money and a lot of creativity.

9. Buy used

Second-hand gifts may not be a hit with kids, but sustainability-conscious friends in particular will likely appreciate your getting them pre-loved items. The Swiss second-hand market is bursting with items in near-mint condition going for a fraction of their new price.

10. Throw a party

An experience like a well-planned party, reunion or gaming binge can leave much more lasting memories than consumer goods. While throwing a few francs at your event certainly will not hurt it, the cost here is primarily to your creative and hosting talents.

11. Go green

Growing plants, while slow-going, is anywhere from cheap to completely free. Considering the huge variety of plants and room for creative presentation, the possibilities for anything from humorous innuendos to romantic gestures or trendy green lifestyle gifts are nearly limitless.

12. Compare prices

Comparing prices is always a good way to save. If you enjoy Christmas shopping, you can use websites like toppreise.ch and others to find the best place to buy right on your phone or while shopping online. This is especially worthwhile if buying new and even expensive gifts is an important part of your holiday experience.

13. Take a walk

We can all agree that shopping online is warm and convenient. But for finding red-dot sales, there’s nothing like getting off your backside and taking a walk through town. You may also chance on local deals which you wouldn’t come across online.

More on this topic:
Easy financial new year’s resolutions
Black Friday shopping tips
How to save money on skiing in Switzerland
How to save money at Swiss cinemas
How to save money at Swiss restaurants

Editor Daniel Dreier
Daniel Dreier is editor and personal finance expert at moneyland.ch.
Special offers for Moneyland users

Moneyland Special Offers

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Robo Advisor

Findependent

  • CHF 4000 free of charge with code "moneyland"

  • Free electronic tax statement

  • Sustainable investments

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Special offers for Moneyland users

Moneyland Special Offers

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Robo Advisor

Findependent

  • CHF 4000 free of charge with code "moneyland"

  • Free electronic tax statement

  • Sustainable investments

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Deal of the Day
×
Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

Apply now

Leading Credit Cards

Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

For more comfort in everyday life and exclusive travel benefits

UBS Gold Credit Card

  • High card limit for more flexibility

  • Premium travel insurance included

  • Earn valuable KeyClub points with every payment

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee

Apply now

Leading Credit Cards

Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

For more comfort in everyday life and exclusive travel benefits

UBS Gold Credit Card

  • High card limit for more flexibility

  • Premium travel insurance included

  • Earn valuable KeyClub points with every payment

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee

Make a non-binding inquiry

Cheap Mobile Plans

Handy-Abo

Aldi Swiss Unlimited

  • CHF 10.90/month

  • Unlimited GB & calls in Switzerland

  • Unlimited CH Roaming & 2 GB EU Roaming

Mobile Plan

spusu legendär

  • CHF 19.90/month

  • Unlimited GB

  • 15 GB / 100 minutes & 100 SMS EU Roaming

Mobile plan

Spusu 10

  • Swiss mobile plan with 10 GB

  • Including 3 GB EU roaming, eSIM

  • CHF 9.90/month, can be canceled at any time

Handy-Abo

Aldi Roaming Unlimited

  • CHF 19.90/month

  • Unlimited GB & calls in Switzerland

  • Unlimited roaming in the EU, USA & Canada

Make a non-binding inquiry

Cheap Mobile Plans

Handy-Abo

Aldi Swiss Unlimited

  • CHF 10.90/month

  • Unlimited GB & calls in Switzerland

  • Unlimited CH Roaming & 2 GB EU Roaming

Mobile Plan

spusu legendär

  • CHF 19.90/month

  • Unlimited GB

  • 15 GB / 100 minutes & 100 SMS EU Roaming

Mobile plan

Spusu 10

  • Swiss mobile plan with 10 GB

  • Including 3 GB EU roaming, eSIM

  • CHF 9.90/month, can be canceled at any time

Handy-Abo

Aldi Roaming Unlimited

  • CHF 19.90/month

  • Unlimited GB & calls in Switzerland

  • Unlimited roaming in the EU, USA & Canada

Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Find out more

Current Offers

Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Free Credit Card

swisscard

  • Winner „most affordable card for use abroad“

  • Maximum security and full control

  • No annual fee

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Free subscription

Sign up for the free newsletter

Subscribe now
more than 3 million pieces of data

Find all comparisons here

Go to comparisons