Concordia Diversa

  • Standard outpatient insurance

General

General information:

Outpatient insurance Concordia Diversa.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age and place of residence.
The premiums for 2026 are shown here.

Glasses and contact lenses:

Cost contribution to eyeglass lenses, contact lenses and vision aids: CHF 150 per calendar year up to the age of 18. CHF 150 every 3 calendar years from the age of 19.

Vaccinations:

90 percent cost coverage.

Preventative examinations:

No benefits.

Gym memberships:

No benefits.

Medicines:

50 percent for medicines accepted by Swissmedic.

Alternative medicine:

No benefits.

Psychotherapy:

Contribution to medically prescribed sessions with Concordia-approved therapists: 75 percent, up to CHF 2000 in 3 calendar years.

Search & rescue in Switzerland:

Emergency transportation: full coverage. Search and rescue coverage: CHF 10,000.

Search & rescue abroad:

Emergency transportation and rescue: full coverage. Search costs up to CHF 10,000.

Medical costs abroad:

Full coverage of outpatient emergency treatment and full coverage of inpatient emergency treatment during 30 days.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 22: 50 percent.
Inpatient (maxillofacial surgery): General department in the hospital according to the cantonal hospital list.

Dental treatments:

No benefits.

Spa & convalescent therapy :

Contribution to the costs of spa and convalescent cures: CHF 30 per day during up to 21 days per calendar year.

Equipment:

50 percent up to CHF 1000 per aid per calendar year.

Sterilization:

Contribution to the costs of ligation: 50%, maximum CHF 2000, together with corrective surgery of protruding ears.

Maternity:

No benefits.

Ear corrections:

Contribution to the cost of corrective surgery of protruding ears: 50%, maximum 2000, together with ligature.

Home care:

Home help: CHF 30 per day during a maximum of 30 days per calendar year.

Additional services:

Not specified.

Scope of services

Scope of services
Glasses and contact lenses
Vaccinations
Preventative examinations
Gym memberships
Medicines
Alternative medicine
Psychotherapy
Search & rescue in Switzerland
Search & rescue abroad
Medical costs abroad
Tooth misalignment treatments
Spa & convalescent therapy
Medical aids and equipment
Sterilization
Maternity
Ear corrections
Home care

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