Concordia Diversa
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Standard outpatient insurance
General
Outpatient insurance Concordia Diversa.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on the age and place of residence.
The premiums for 2026 are shown here.
Cost contribution to eyeglass lenses, contact lenses and vision aids: CHF 150 per calendar year up to the age of 18. CHF 150 every 3 calendar years from the age of 19.
90 percent cost coverage.
Not covered.
Not covered.
50 percent for medicines accepted by Swissmedic.
Not covered.
Contribution to medically prescribed sessions with Concordia-approved therapists: 75 percent, up to CHF 2000 within 3 calendar years.
Emergency transportation: full coverage. Search and rescue coverage: CHF 10,000.
Emergency transportation and rescue: full coverage. Search costs up to CHF 10,000.
Full coverage of outpatient emergency treatment and full coverage of inpatient emergency treatment during 30 days.
Treatment of tooth misalignment up to the age of 22: 50 percent.
Inpatient (maxillofacial surgery): General department in the hospital according to the cantonal hospital list.
Not covered.
Contribution to the costs of spa and convalescent cures: CHF 30 per day during up to 21 days per calendar year.
50 percent up to CHF 1000 per aid per calendar year.
Contribution to the costs of ligation: 50%, maximum CHF 2000, together with corrective surgery of protruding ears.
Not covered.
Contribution to the cost of corrective surgery of protruding ears: 50%, maximum 2000, together with ligature.
Home help: CHF 30 per day during a maximum of 30 days per calendar year.
Not specified.
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