The insurance coverage extends to the policyholder (in case of the individual insurance) or the policyholder and the family, spouse or cohabitee of the policyholder sharing the same household (in case of the family insurance).
Stamp taxes of 5 percent excluded.
Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.
The insurer can terminate the contract: 1 month before the payment of the premiums is due.
Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given.
The insurance coverage will be granted if the legal case arose after a waiting period of 3 months after the commencement of the insurance.
No minimum amount in dispute.
Special coverage: Property law.
Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.
Legal advisory protection up to a maximum of CHF 750 per calendar year.