The insurance coverage extends to the policyholder (in case of the individual insurance) or the policyholder and the family, spouse or cohabitee of the policyholder sharing the same household (in case of the family insurance).
Insurance rate (comments):
Stamp taxes of 5 percent excluded.
Personal legal protection - individual:
Motor legal protection - individual:
Personal & motor legal protection - individual:
Personal legal protection - family:
Motor legal protection - family:
Personal & motor legal protection - family:
Choice of legal representation:
Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.
Termination of contract:
The insurer can terminate the contract: 1 month before the payment of the premiums is due.
Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given.
The insurance coverage will be granted if the legal case arose after a waiting period of 3 months after the commencement of the insurance.
Minimum amount in dispute:
No minimum amount in dispute.
Personal legal expense coverage:
Civil damages law, Criminal law, Insurance law, Tenancy law, Property law, Labor law, Contract law, Patient law, Neighbor law, Internet law, Public building law
Personal legal protection (comments):
Special coverage: Property law.
Driver legal expense coverage:
Civil damages law, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law
Motor legal protection (comments):
Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.
Legal protection advisory services:
Neighbor law, Marital law, Personal law, Family law, Inheritance law, Internet law, Public building law, Tax law
Legal protection advisory (comments):
Legal advisory protection up to a maximum of CHF 750 per calendar year.
Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order