Cost-to-Income Ratio

The “cost income ratio (CIR)” or “cost-to-income ratio” shows the relation between income and the cost of acquiring that income.

The CIR is an important measure of bank performance. As a rule, the lower a bank’s cost-to-income ratio, the more efficiently a bank operates.

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Expert Benjamin Manz
Benjamin Manz is CEO of and an independent expert on banking and finance.