CA next bank personal loan

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Banking Packages

CA next bank personal loan

  • Online loan

  • For property owners better rates

  • Digital identification possible

  • Credit decision in 24h
General conditions:

Reduced loan interest rate for homeowners: 4.49 percent.
A Swiss bank account with Crédit Agricole next bank is a prerequisite for obtaining a loan.

Min. effective interest rate:
7.75%
Max. effective interest rate:
7.75%
Minimum amount of loan:
CHF 50,000
Max. amount of loan:
CHF 250,000
Minimum duration:
12 months
Maximum duration:
84 months
Minimum age:
18 years
Maximum age:
65 years
Special services:
Accident insurance, No residual debt in case of death, Early repayment
Type of loan:

Both new contracts and credit increases are offered.

Residence permit:

Foreign nationals must have a valid residence permit (B or C).
Permit B: more than 2 years living in Switzerland (maximum loan of CHF 50,000).
Loans for Liechtenstein residents only possible with Swiss nationality.

Employment:

Only with an income from a permanent employment relationship that has not been terminated. Exception: Temporary employment is possible if the end of the loan term is not after the end of the temporary employment relationship.

Documents:

Credit application, copy of ID (passport, ID card or driver's license), last 3 salary statements. For foreign nationals, in addition: copy of foreigner's permit. Other documents may be requested: proof of accommodation, employment status, financial situation or previous loans.

General information:

The loan can be taken out entirely online or in the branch.
The lender is CA Auto Finance Suisse SA.
It is possible to take out insurance for a fee.


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Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
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Special Offer: CHF 42.90/m

Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series