Credit Cards

CSX Plus

  • Banking package for individuals

General information:

Credit Suisse banking package. Includes private account, 1 current account, up to 3 savings accounts, 1 Black Debit Mastercard, online and mobile banking, 1 CSX Plus Mastercard. The CSX Private Account can only be opened via app.

Age:
For individuals from the age of 18.
Currencies:
CHF
Package / account management fee:
For customers exclusively using online banking, the account management costs CHF 36.00 per year.
For others, the account management costs CHF 61.95 per year.
Private account interest rate:
0% per year.
Account opening:
The account opening is free of charge.
Closing of account:
The closing of account is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: The annual fee is CHF 47.40.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: Purchases in foreign currencies are free of charge.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: CHF 2 per withdrawal. Cash withdrawal at Credit Suisse and UBS ATMs: free of charge.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.75. In addition, there is a fee of 0.25% of the amount.
Savings account interest rate:
Up to CHF 50,000: 0.75% per year.
From CHF 50,000: 0.3% per year.
Savings account
withdrawals:

Withdrawals up to CHF 50,000 per year are allowed without notice.
12 withdrawals per year are free of charge, additional withdrawals cost CHF 10 per withdrawal.
There is a notice period of 3 months for larger amounts.

Credit card:

CSX Plus Mastercard costs an additional CHF 60 per year. 

Credit card
Purchase abroad in foreign curency:
For purchases abroad or online in foreign currencies there is an administrative fee of 2.5% of the purchase amount.
Reward program:

Cashback program for CSX Plus Mastercard.

Pillar 3a account
interest rate:
0.9% per year.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Special services:
Debit Mastercard, Mobile banking, Online banking, Reward programs