Securities are required for loan applications in excess of 30,000 francs. The security may consist of: real estate; pledges; bank guarantees; physical assets; life insurance; securities. If you have open debt collection cases, property seizure claims or certificates of loss, you will not be approved for a loan.
Minimum loan amount:
Maximum loan amount:
Interest rates vary based on creditworthiness and loan terms. Typically, loans are amortized (repaid).
In addition to interest charges, a one-time fee based on the loan term is also charged. This fee is deducted directly from the loan before it is paid out.
Individually agreed early payment penalty.
Loan applications can normally be processed within 24 hours if all required documents are provided.
Annual financial reports from the past two business years (balance sheets and income statements); financial reports for the current business year. Other documents may be required based in the type of business you run.
Online application, Loan supplement
Available loan types:
Equipment loan, Investment loan, Research loan, Liquidity, Growth loan, Succession financing, Acquisition financing, Debt repayment, Other
Eligible business types:
Sole proprietorship / Self employed, Limited company (GmbH), Aktiengesellschaft (AG), General partnership, Limited partnership, Foundation, Cooperative, Simple partnership, Association
The loan application process can be completed online.