Debit Card

Unlike credit cards, which provide you with short-term loans when you make purchases or get cash advances, debit cards let you make payments and withdrawals directly from your own money held in a bank account (typically a checking account).

Debit cards, such as those that use the Maestro and Postfinance payment networks, normally combine the functions of checking cards (used to settle payments at point of sale terminals) and ATM cards (used to access automated teller machines).

More information:
Credit or debit card?
Swiss private account and debit card comparison

Request now for free

Cheap bank accounts with card

Free bank account


  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank


  • Multi-currency account with Visa card (CHF, EUR, USD, GBP)

  • Favorable foreign exchange rates

  • CHF 100 welcome bonus

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss bank packages comparison

Find the best bank offer now

Compare now
Trading platforms

Brokers with low fees

Swiss Broker


  • Swiss online bank

  • No additional exchange charges

  • No transaction fees for Swiss equities

Swiss Broker

Saxo Bank Switzerland

  • Swiss online bank

  • Favorable prices stock trading

  • High account interest rates

Swiss Broker


  • Swiss online bank

  • No custody fees for stocks

  • Free market research and trading signals

Expert Benjamin Manz
Benjamin Manz is CEO of and an independent expert on banking and finance.