eny Finance eny Credit

  • Online loan

  • Interest rate varies depending on credit rating

General conditions:

The interest rate can vary depending on the client's credit-worthiness. Swiss domicile and Swiss bank or postal account mandatory. No open debt collection cases or garnishments.

Min. effective interest rate:
5.9%
Max. effective interest rate:
10.95%
Minimum amount of loan:
CHF 1000
Max. amount of loan:
CHF 250,000
Minimum duration:
6 months
Maximum duration:
120 months
Minimum age:
18 years
Maximum age:
64 years
Special services:
Early repayment, Insurance in case of unemployment
Type of loan:

New contracts, increases in existing credits, repayment of existing loans.

Residence permit:

Swiss citizenship or foreigners with a valid permit B, C or G.

Employment:

Regular income and ongoing, unlimited employment.
Employment period of at least 3 months for monthly salary, 6 months for hourly salary. Minimum net salary: CHF 3000 per month.

Documents:

Valid passport, ID or driver's licence (for foreigners valid residence permit), salary statements of the last 3 months and a copy of the rental contract.

General information:

Online provider with online conclusion and online tools (eny Control).
Additional Eny credit insurance available for an extra fee.
In the event of total disability, the outstanding debt will be covered up to CHF 80,000.

Opening hours:
Monday - Friday
09.00 - 12.00
13.00 - 17.00


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Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
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Special Offer: CHF 42.90/m

Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series