All FAQs

How Are 3a Retirement Account Results Calculated?

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The calculations are based on algorithms from and the following assumptions:

  • The independence guarantee applies.
  • Individual interest rates including compound interest, additional annual deposits and account management fees are taken into account.
  • It is assumed that the annual amounts are paid in at the end of each year (payments in arrears).
  • Interest paid in arrears (interest paid out at the end of the year).
  • Deposits, interest, costs and final capital are rounded to five centimes.