findependent ETF investment solutions

findependent is a digital Swiss asset manager that combines selected and low-cost ETFs in its five sustainable investment solutions. This allows you to invest in over 3,000 individual stocks worldwide for as little as CHF 500.
The global portfolios focus on Switzerland and invest in four asset classes: equities, bonds, real estate and precious metals. Prof. Dr. Thorsten Hens from the University of Zurich is a member of the investment committee responsible for ETF selection.
The electronic tax statement is free of charge.
The first 4000 francs are invested free of charge, with no time limit.

CHF 500

Investment management

The percentage flat fee includes custody and management fees and decreases as the investment amount increases. No minimum fee. The flat fee is the same for all strategies. Invoices are issued quarterly. The first CHF 4000 are invested free of charge.

Up to CHF 4000: 0%.
From CHF 4000 up to CHF 50,000: 0.40%.
From CHF 50,000 up to CHF 150,000: 0.38%.
From CHF 150,000 up to CHF 250,000: 0.35%.
From CHF 250,000 up to CHF 500,000: 0..33%.
From CHF 500,000 up to CHF 1,000,000: 0.31%.
From CHF 1,000,000: 0.29%.

Product fees (TER) are not included: 0.12-0.25%

No transaction fees (for the 40 pre-selected ETFs).

Products without kickbacks.

Stamp taxes are not included in the flat-rate fee.

Not possible.

Strategy "Careful": 20% equities in portfolio.

Strategy "Cautious": 40% equities in portfolio.

Strategy "Balanced": 60% equities in portfolio.

Strategy "Brave": 80% equities in portfolio.

Strategy "Risky": 99% equities in portfolio.

From an investment amount of CHF 5000, a portfolio can be customised by choosing from around 40 ETFs and varying weightings.

Mobile access

Equities, Bonds, Precious metals, ETFs, Real estate