What documents are required for the home loan application?

What documents are required for the home loan application?

Hi there,

Requirements can vary between banks, but these documents are typically required for mortgage applications:

• Your most recent annual salary statement.
• A copy of your most recent tax returns.
• A new debt collection register statement from your municipal debt collection office.
• A statement from the property register (Grundbuch) not older than 6 months old.
• A copy of the property purchase agreement.
• A copy of the property's cadastral plan.
• A copy of the property's buildings insurance policy.
• A copy of the property's architectural plan.
• Photographs of the property.
• A copy of the property's architectural description.
• A copy of the property's sales documentation.

Other documents which are required in certain cases include:

• Pillar 3a account statements (primarily if you will use pillar 3a assets for home financing).
• Your most recent occupational pension fund statement (primarily if you will use pillar 2 benefits for home financing).
• A copy of your occupational pension fund's terms and conditions (primarily if you will use pillar 2 benefits for home financing).
• A copy of the property's leasehold agreement (if the property in question is a leasehold).

Best regards