- Benutzernamelavabawl
- Status Member
- Registriert seit3/12/19
- Beiträge2
I wanted to ask how to carry out the procedure of getting a loan online. Is it possible with a bad credit history? Thanks for the answers.
Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
I wanted to ask how to carry out the procedure of getting a loan online. Is it possible with a bad credit history? Thanks for the answers.
Hi there,
Assuming you have a bad credit history in Switzerland (negative entries in your ZEK and/or your municipal debt collection register files), you will not likely be approved for a personal loan by reputable Swiss lenders. You must also be resident in Switzerland and be employed in order to qualify.
Be wary of online lenders which offer you loans in spite of a poor credit history.
If you have debt problems, we recommend you get consultation from your cantonal debt counseling office. You can find the contact information of your regional debt counseling office here: https://www.schuldeninfo.ch/links-beratungsstellen.html
Best regards from Moneyguru
More on this topic:
Interactive personal loan comparison
Low-Cost Bank Accounts & Debit Cards
Low-Cost Bank Accounts & Debit Cards
Bank WIR Bankpaket Top
Best exchange rate: pay worldwide at the interbank rate
24 free ATM withdrawals worldwide per year
Free account & card
Yuh
No account fees
Banking partner: Swissquote
CHF 20 trading credit with code «YUHMONEYLAND»
PostFinance
For startups
2 year's free account management
Free credit card in the first year
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Swiss Bank
Bank WIR Bankpaket Top
Best exchange rate: pay worldwide at the interbank rate