Best personal loans for homeowners

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

Which bank will give me the best interest rates for personal loans if I am a homeowner?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings.

As a homeowner, your creditworthiness is generally considered to be good. Because of this, homeowners are often able to get loans with low interest rates.

Some lenders even provide specialized loans which are only available to homeowners and have exceptionally low interest rates. Lenders which offer specialized loans for homeowners include CreditGate24, Cashgate and Bank-now (Credit-now Casa).

If you need a loan for home renovations or remodeling, consider getting a mortgage instead. Interest rates on mortgages are much lower than those charged for personal loans.

Best regards from Moneyguru

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Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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Swiss Bank

Bank WIR Bankpaket Top

Best exchange rate: pay worldwide at the interbank rate