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Which Swiss bank has the best rates, terms and conditions for mortgages? Is there a bank that specializes in mortgages, or offers exceptional rates specifically for mortgages?
Hi there,
In Switzerland, mortgages are offered by banks, insurance providers and pension funds. Which mortgage provider is "best" depends on the type of mortgage you need.
As a general rule, banks provide more favorable rates for short-term mortgages, while insurance providers provide more favorable rates for long-term mortgages.
Many other criteria play a role in determining which mortgage lender is right for you. These include your income and creditworthiness, the location of the property in question, the type of property in question, your ability to meet affordability requirements, whether you want a single mortgage or a combination mortgage with multiple tranches, and many other factors.
You can enter information about yourself and the property you want to buy, and select the mortgage type you prefer, in the unbiased moneyland.ch mortgage comparison.
A number of additional filters let you limit results to mortgages which match your specific needs.
Best regards from Moneyguru
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Swiss mortgage comparison
