Best Swiss health insurance company

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Hello,

What is the best Swiss health insurance company? How high are the premiums?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4002

Greetings,

There is no single "best" health insurance policy for everyone.

Which health insurance coverage is best for you depends on what is important to you. If paying the lowest possible premiums is your main interest, then we recommend you use the leading Swiss health insurance comparison on moneyland.ch to find the cheapest policy for your needs.

You can find useful tips for savings on insurance premiums here.

The lowest premiums are generally charged by "budget" health insurers. These work well for people who rarely need medical care, but disadvantages like long waits for reimbursement of medical expenses make them a poor choice for "heavy users".

Insurance policies using the family doctor, HMO, telemedicine or pharmacy models are generally cheaper than standard insurance - but you are obligated to get a referal from a family doctor, HMO center, pharmacy or telemedicine call center before receiving medical care.

The comparison lets you compare and filter health insurance policies based on your medical spending and a number or other criteria.