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What is the best term life insurance policy in Switzerland? I am looking for a good solution to secure my finances (I have a mortgage and other responsibilities).
Greetings,
If your main interest in taking out life insurance is to insure your mortgage payments, you should consider getting life insurance with a deminishing benefit. With this type of life insurance, the insurance coverage decreases over the insurance term.
Because your mortgage debt will decrease as you amortize it, you do not need to be insured for the full, original mortgage right throughout the mortgage term. Getting life insurance with a deminishing benefit is much more affordable than getting insurance with a fixed benefit.
You can compare the costs of Swiss life insurance policies based on your age, the sum insured, insurance terms and whether they have fixed or decreasing benefits in the interactive moneyland.ch life insurance comparison.
Best regards from Moneyguru
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