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In the U.S. it is generally possible to borrow the cash value of your life insurance policy. Is that possible in Switzerland too?
Does anyone have more information on this? Is it possible to borrow against the cash value of whole life insurance?
Hi there,
Yes, it is possible to get loans collateralized by the cash value of permanent life insurance. In Switzerland, this kind of loan is called a policy loan. You can find detailed information about Swiss policy loans in the moneyland.ch guide to life insurance policy loans.
Best regards from Moneyguru
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