Can I change Swiss health insurance with a chronic illness?

I would like to change insurance companies because i am not really happy with the service I am getting. The thing is, I have a chronic illness.

Can I change to another insurance company even if I am chronically ill?

Any advice would be appreciated

Hi there,

Swiss insurance companies are required by law to provide your with basic, compulsory health insurance regardless of your medical condition. Your application cannot be turned down.

That means you can terminate your current policy at the end of the year and take out a new policy for the coming year. You can compare the costs of health insurance policies, filter policies based on criteria, and find detailed information about policies in the comprehensive moneyland.ch health insurance comparison. Customer satisfaction is also clearly indicated.

Supplementary health insurance policies - like optional outpatient insurance or hospital insurance policies - are not compulsory. Insurance companies do not have to accept your applications for optional health insurance.

If you want to change your supplementary health insurance provider, make sure to get a guarantee of acceptance from your new insurer before terminating your current policy. Otherwise you may find yourself stuck without the insurance you need if no other insurer agrees to take you on.

Best regards from Moneyguru

More on this topic:
Terminating Your Swiss Health Insurance Policy: Key Points
Swiss Supplementary Health Insurance: How to Terminate Your Policy