Can I reclaim a credit card surcharge?

Here you will find the right answers

About Moneyland Forum

The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.

Show categories

Please login in or sign up to participate in the forum.
 
avatar
  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Some Swiss stores add a surcharge when I pay with a credit card. Is there any way that I can reclaim the cost of these surcharges from the credit card issuer?

 
avatar
  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4002

Greetings,

Most Swiss credit card issues provide charge dispute forms, and some - like Viseca - provide a special dispute form specifically for surcharges. Completing a dispute form sets a dispute settlement process in motion. However, because this process can be lengthy and potentially involving, it is usually only worth filing a dispute when fairly large amounts of money are involved.

You can find dispute forms from some major Swiss credit card issuers here:

Swisscard:
"Online complaint form"

Viseca:
"Beanstandung eines Kreditkartenzuschlags"

Cembra Money Bank Migros Cumulus: 
"Beanstandungsformular"

UBS:
"Complaints concerning credit card surcharge"

Best regards from Moneyguru

More on this topic:
Markups For Credit Card Payments At Swiss Merchants Compared
Interchange fees explained
Interactive credit card comparison