I'm off to South America for 6 months to explore the less tame parts of the planet and am leaving in a couple days.

My car is already neatly tucked away in a garage to await my return. But of all the crazy things that could happen, I just got notice from my car insurance company telling me they have suspended my car insurance?!!! I already paid the annual premium and this has been returned to my account.

I don't want to give up my car insurance just for 6 months and have to start from scratch when I get back!! What is going on?