Cheapest Swiss Robo Advisor

Which Swiss robo advisor has the lowest fees?

Hi there,

The fees charged by robo advisors vary depending on the investment amount and the selected investment vehicles.

Practically all Swiss robo advisors charge flat-fees or administrative fees which also cover transaction fees and custody fees (Descartes Finance charges custody fees separately).

Products fees, such as the TERs of the ETFs being used, are charged separately by practically all robo advisor services. ePrivate Banking from Swissquote is an exception to this rule, as product fees are covered by its flat fee.

While calculating the costs of robo advisors is complex, this simplified example may help to provide a general overview of costs.

If all the ETFs used by an investor have a TER of 0.3%, a CHF 50,000 investment would generate these approximate annual costs:

TrueWealth: 400 francs per year.
Investomat: 450 francs per year.
Selma Finance: 510 francs per year.
SaxoSelect: 575 francs per year.
Swissquote ePrivate Banking: 625 francs per year.
Simplewealth: 650 francs per year.
Descartes Finance: Between 400 and 750 francs per year depending on the investment strategy used and other factors (without Descartes Premium).
VZ Finanzportal: Between 425 and 775 francs per year depending on the investment strategy used and other factors.

Weitere Informationen und eine ausführliche Tabelle zum Thema Schweizer Robo Advisor finden Sie hier.

You can find more information and a detailed chart outlining the costs of Swiss robo advisors in the moneyland.ch guide to Swiss robo advisors (digital asset management services).

Best regards from Moneyguru

More on this topic:
Asset management service comparison