The practice of debt collectors doubling as credit bureaus and collecting all sorts of credit information about private individuals seems to be on the rise in Switzerland.

In case you are wondering what in the world these shady organizations are writing about you, it is worth knowing that you have the legal right to demand a copy of your credit report from debt collection agencies.

It generally involves sending a copy of your ID and your postal address along with a request for a credit report. They should reply within 30 days.