Damage from leaking water pipes

We had a major leak in our building which caused a lot of damage. Does household insurance cover the costs?

Hi there,

Household insurance covers damages to personal property, including those caused by a leak. Damages to a building, on the other hand, are not covered by household insurance.

Damage to buildings can be covered by a separate water damage insurance. This will normally be taken out by the property's owners and covers damages from leaking pipes or appliances - which is not covered by most standard buildings insurance policies.

Best regards from Moneyguru

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Buildings insurance guide