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Hello, grüezi, bonjour! I've just started my studies and would be thankful for any input regarding health insurance for students. What should students consider when choosing health insurance?
Good day,
No special discounts for students or people completing ongoing education apply to compulsory Swiss health insurance policies. However, your age does play a role in determining the premiums you pay.
Some insurance companies offer discounts on supplementary health insurance premiums to students who are part of alumni associations or other organizations (generally specific universities or schools).
If you are generally healthy, you can save on premiums by choosing a higher deductible. If you do not mind visiting a specific doctor, HMO center or pharmacy or phoning a telemedicine center, then you can save money by choosing one of those insurance models.
You can easily find the cheapest health insurance based on your specific criteria using the unbiased moneyland.ch health insurance comparison.
Best regards from Moneyguru
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