Household insurance and liability insurance from two different insurers?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Can I get Swiss household insurance and liability insurance separately? It seems like they are always bundled in one policy, but I don't image you get the best of both that way.

Does anyone know of Swiss insurance companies which sell both policies separately?

Thanks

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4002

Hi there,

A number of Swiss insurance providers let you take out personal liability insurance and household insurance policies separately. In some cases it can make sense to do so.

It is worth noting that many insurance companies apply multiple-policy discounts when you take out both types of insurance together. Unless you are looking for specialized coverage, getting both policies from the same insurer often works out cheaper than getting them separately.

Best regards from Moneyguru

More on this topic:
Swiss household insurance comparison
Swiss liability insurance comparison