Insurance discounts for Alumni

Some insurance companies offer discounted premiums to alumni of the Universität Zürich. These include Protekta, Zurich Connect, Allianz, Swiss Life, CSS, Helsana, ÖKK, Sanitas and Sympany.

The discount comes to 15-20 percent for optional health insurance. Is that a big discounts, relatively speaking? Does the discount make those insurance policies worth it? It seems to me that many other insurance companies also offer discounts of up to 20 percent for many different reasons, so where is the real advantage for alumni?

Hi there,

Many different kinds of discounts are offered by insurance companies. However, there are major differences in the premiums charged by different insurance companies for the same or similar coverage. Some policies with discounts may still be more expensive than other policies without discounts.

Example: A basic health insurance policy has a 200-franc monthly premium. You get a 20% discount on premiums thanks to a membership, which takes the premiums down to 160 francs per month. However, a basic policy from another insurer is available for just 150 francs per month at the standard rate. In this case, the discounted policy still is not the best deal.

A good first step is to compare standard premiums using comparison tools or by applying for free quotes from multiple insurance providers. This will give you a clear idea of whether or not the alumni discount is worth taking advantage of.

Best regards from Moneyguru

Moneyland.ch comparison tools:
Compulsory health insurance comparison
Optional health insurance comparison
Hospital insurance comparison
Life insurance comparison
Legal protection insurance comparison
Travel insurance comparison