Loans for housewives?

Here you will find the right answers

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Does a woman stand a chance of getting a loan if she is a housewife? If so, which Swiss banks will lend to housewives?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4016

Hi there,

Lenders normally do not provide loans to housewives or househusbands unless the person can show that they receive a steady income. The minimum income required varies between lenders, but if you earn less than 2500 francs per month, your chances of being approved for a loan are almost null.

If you have a spouse or legal partner and they earn enough income to qualify for a loan, you can apply for a loan together.

More on this topic:
Interactive loan comparison
Criteria for being approved for a loan in Switzerland