Loans for starting a business

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2145

How should I go about getting a loan to start a new business in Switzerland?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Swiss lenders generally do not provide business loans to new businesses. Typically, a business must be fairly well established to be considered for a business loan.

However, you could consider contacting lenders directly and explaining your situation. You can find all business loans listed in the unbiased moneyland.ch business loan comparison tool.

If you are self-employed, you may be able to get a personal loan with which you can finance your business (compare personal loans now).

Alternatives for new businesses looking for funding include finding investors or approaching venture capital providers. Crowdfunding and peer to peer loans are also options.

Best regards from Moneyguru

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Low-Cost Bank Accounts & Debit Cards

Swiss Bank

Bank WIR Bankpaket Top

  • Best exchange rate: pay worldwide at the interbank rate

  • 24 free ATM withdrawals worldwide per year

  • Free account & card

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Start-up offer for new entrepreneurs

PostFinance

  • For startups

  • 2 year's free account management

  • Free credit card in the first year

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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Bank WIR Bankpaket Top

Best exchange rate: pay worldwide at the interbank rate